A quick review of the bankruptcy process.

  • Prepare and  file the petition and schedules
  • Attend the meeting with the Trustee in about 30 days.
  • Provide any information requested by the Trustee.
  • Surrender any property you are giving back.
  • Negotiate any reaffirmation agreements.
  • Attend reaffirmation hearing, if required.
  • Receive discharge notice from court about 100-110 days after filing.
  • Check your credit report 2-3 months after receiving your discharge.
  • Dispute any incorrect items on your reports.
  • Call your lawyer if you have any problems with creditors or credit reports.
  • Put the bankruptcy behind you and rebuild.